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Nick Whitman
Senior Mortgage Consultant
NMLS# 84208

Howard Hanna Mortgage Services - Mooresville, Statesville, Concord

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Nick Whitman

Senior Mortgage Consultant

NMLS# 84208

Howard Hanna Mortgage Services - Mooresville, Statesville, Concord

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Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

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Whether you’re buying, selling, refinancing, or building your dream home, it is important to work with the right Mortgage Consultant. Since market conditions and mortgage programs change frequently, you want to make sure you’re working with a top professional who is able to give you quick and accurate financial advice. With more than 18 years of experience in the mortgage industry, I will guide you through the mortgage process and help you explore the best financing options available.

I am committed to meeting and exceeding the expectations of my clients and referral partners. Ensuring that you receive exceptional service and make the right choice for you and your family is my ultimate goal.

As a native of North Carolina, I graduated from N.C. State University with a degree in Business Management. I have since called the Lake Norman area home for more than 18 years with my wife and three daughters. I love living in this area and welcome the opportunity to meet new people and to help them achieve their home ownership and financial goals.


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DISCLAIMER

You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your mortgage consultant.

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Nick Whitman

Senior Mortgage Consultant

NMLS# 84208

Howard Hanna Mortgage Services - Mooresville, Statesville, Concord

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